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Unfortunately, the high cost of plastic surgery is a significant factor for many people considering procedures such as breast augmentation, liposuction, or tummy tuck surgery. But, for those who need it, cosmetic surgery offers significant physical and emotional benefits that outweigh the financial expenses.
Learn how you can turn your cosmetic dreams into a reality with a little financing help.
What Are the Benefits of Plastic Surgery?
Physical Benefits
Mental well-being is closely tied to physical health, which is why higher self-esteem after cosmetic surgery can indirectly improve your health. In some cases, there are also direct physical benefits that will result from your plastic surgery. For example, breast reduction will often decrease back pain, while body lift surgery after significant weight loss can cause less skin irritation and make exercise easier.
Emotional Benefits
ASPS studies have repeatedly shown that patients who have undergone cosmetic procedures, such as tummy tuck and breast augmentation, report increased self-esteem and better quality of life.
Unfortunately, even though these emotional benefits will often spill over into your physical health, most primary doctors will not deem your surgery medically necessary.
Will Medical Insurance Cover Cosmetic Surgery?
Unfortunately, medical insurance rarely covers the cost of cosmetic surgery. Barring surgeries for birth defects or disfiguring accidents, patients are usually responsible for footing the bill of surgeries done primarily for cosmetic reasons. Fortunately, there are options for paying for your surgery over time.
Will a Credit Union or Bank Loan Money for Plastic Surgeries?
Louisiana Federal Credit Union is just one example of a credit union here in Louisiana that offers unsecured lines of credit. Getting one of these personal loans will allow you to have the surgery right away while paying for it over time.
The credit union won’t care what the loan is for, but you will need excellent credit to qualify. If you qualify for one of these personal loans, it still may be best to compare their interest rates with those of other financing companies—especially if you need a large loan.
Is There a Company That Finances Plastic Surgery?
CareCredit® offers a health care credit card that is different from other credit cards because it is specifically designed for covering medical expenses. One of the main differences between CareCredit® and a traditional credit card is that it offers shorter financing options of six, 12, 18, and 24 months. If you make the minimum payments on time and pay off the balance in full by the end of the promotional period, you’ll avoid paying any interest.
Long-term financing options are also available through CareCredit®, and their interest rates are very competitive. If you decide to go this route, you’ll need to go with a provider that accepts CareCredit®.
Interested in Learning More?
To find out more about plastic surgery options in Louisiana, fill out this online form or call (318) 219-8555 to schedule a consultation.